Medicaid Planning
A New Way To Look At Your Social Security BenefitTending to a parent’s long-term care needs is a stressful and difficult process. Your parents, like 70% of Americans
over age 65, never thought they’d need long-term care within their lifetime. You now know how real the need for long-term care is, and that it can happen to anybody. What could your parents have done differently? Long-term care insurance is one option, and a costly one at that. Many times if you don’t end up using the policy, you lose it. All the money you paid in premiums may not be passed onto your children. Insurers are pulling out of the industry fast, and the ones that aren’t are making extreme premium increases. Where does that leave you? Hybrid long-term care policies were created to meet the growing needs of those concerned about future care costs, but also unable to afford the high premiums of traditional long-term care insurance. A hybrid policy is a combination of a regular investment products that everyday consumers are already purchasing — life insurance and annuities — and a long-term care coverage feature. If you end up not needing long-term care, the policy functions as a regular investment. If you end up needing long-term care, the policy is there to cover the costs. Don’t leave the planning burden on your children. 
Services Available
|
| |||||
Contact Jeanine for a FREE no obligation consultation.
*As opposed to other web sites, your information will go ONLY to me.
I am Jeanine Kinzie and I will personally handle your quote.
*As opposed to other web sites, your information will go ONLY to me.
I am Jeanine Kinzie and I will personally handle your quote.
